• Mary Munyiri
    Mary Munyiri
    Chief Executive Officer

  • Michael Runji
    Michael Runji
    Head of Business Development

  • Zachary Murimi
    Zachary Murimi
    Head of Credit Management and Marketing

  • Josphat Mutuku
    Josphat Mutuku
    Head Of Finance

  • Elijah Kariuki
    Elijah Kariuki
    Head of Risk and Internal Audit

  • Josephine Mwangi
    Josephine Mwangi
    Head of Human Capital and Administration

  • Raphael Otieno Onyango
    Raphael Otieno Onyango
    Head Of Innovation & Strategy

Mary Munyiri
Chief Executive Officer

Mary joined ECLOF Kenya in 22nd February 2011. She brought to ECLOF Kenya her over 20 years work experience. She is currently the Chief Executive Officer of ECLOF Kenya. Prior to joining ECLOF Kenya, she was the Head of Business Development Department in Faulu Microfinance Bank. She was among the team that co-founded Faulu Kenya which is today one of the big microfinance institutions in Kenya.

Mary’s career began as a civil servant with the Government of Kenyan in the then Ministry of Trade. She then moved to manufacture firm and later settled in microfinance.  Her major experience is in Microfinance, Microenterprise development and Community development

Mary holds a Masters Degree in Banking and Finance (MF Option), a Bachelor Degree in Business Administration and a Higher Diploma in Psychological Counseling. She is also a Certified Executive Leadership Coach from CDI-Africa Group and has undertaken some special courses which include: Corporate Governance and Effective leadership, Change management, Product Review and Market Research, Strategic Thinking, From Good to Great; Seven Habits of Highly Effective People. Her passion is in leadership capacity building and institution development.

Michael Runji
Head of Business Development

Michael joined ECLOF Kenya in the year 2013 as the regional manager western region, he managed to grow the region to where it is right now.  The region was later divided into three other regions and Michael became an Area manager of South Rift region. He has risen in rank and currently serving as the Head of Business Development. Prior to this, Michael served as a Regional Manager in charge of Nairobi and Mombasa regions.

He has 15 years working experience in managerial roles in both banking and the microfinance industry. He previously worked for Faulu Kenya Microfinance Bank, Jamii Bora Bank and Sidian Bank as a branch manager.

He brings a wealth of experience in championing business growth in the organization.

Michael has a master’s degree in project management from the University of Nairobi, and a bachelor’s degree in Economics from the same university. Michael is a seasoned and a passionate leader with a focus on business growth.

Zachary Murimi
Head of Credit Management and Marketing

Zachary Murimi Muriithi is a seasoned professional with over 17 years hands-on experience in Microfinance. He was appointed Head of Credit Management and Marketing in May 2023 after serving as Head of Debt Recovery for a short time. Prior to this, he was the Head of Marketing and Business Development in the company and served as the Chairperson Credit Committee and a member of transformation committee.

He was instrumental in supporting ECLOF Uganda, ECLOF Zambia and ECLOF Tanzania’s operations on assignment by ECLOF International. Additionally, he participated in the development of SPM reporting template for ECLOF International.

Before joining ECLOF Kenya, he held various positions in Faulu Kenya having started as an intern Credit Officer and rising to the level of Project Manager. While at Faulu Kenya, Zachary was a member of Product Development Committee, participated in the transformation process as a TOT as well as a change agent.
He was also appointed General Manager of One Call Credit Limited, a start-up microfinance institution that he midwifed.

Zachary holds a Bachelor’s Degree in Business Management from Mount Kenya University, a Bachelor’s Degree in Christian Counselling from United Graduate College and Seminary, a master course in microfinance from Boulder Institute of Microfinance among other qualifications.

He finds pleasure in delivering results

Josphat Mutuku
Head Of Finance

Josphat Joined Eclof In April 2005 As An Accountant And He Has Climbed The Career Ladder To His Current Position. He Holds A Bachelor Of Business Management From Moi University Majoring In Finance And Banking; A Certified Public Accountant Cpa (K) And A Member Of Institute Of Certified Public Accountants Of Kenya (Icpak).

Josephat Has Over 13 Years Of Experience With 10 Years In Eclof Kenya Finance Department. Previously, He Worked With Methodist Church In Kenya As An Accountant In Various Departments. To Enhance His Skills In The Industry And Related To His Career, He Attended Several Trainings Which Includes International Financial Reporting Standards (Ifrs) Application And Reporting, Leadership In Microfinance, Strategic Management

Elijah Kariuki
Head of Risk and Internal Audit

Mr. Elijah Kariuki was appointed as the Head of Internal Audit in October, 2018. He joined ECLOF Kenya in the year 2007 and has risen ranks to the current position. He has over 10 years’ experience in Finance, Accounting and Internal audit fields. Mr. Elijah worked as the company accountant for 4 years prior to the current appointment. He holds a Bachelor’s Degree in Business Management (Finance & Banking Option) from Moi University. Additionally, he is a Certified Public Accountant – CPA (K) and a member of Institute of Certified Public Accountants – Kenya (ICPAK)

Josephine Mwangi
Head of Human Capital and Administration

Josephine Mwangi Joined Eclof Kenya In May 2012 As The Human Resource And Administration Manager. She Brings In A Wealth Of Experience In Human Resource Management Spanning Over Eight Years. She Handles A Very Busy Docket Whose Activities Include; Hr Strategy Formulation And Execution, Hr Planning And Development, Hr Audit, Policy Formulation And Implementation, Performance Management, Talent Management Among Others.

Prior To Joining Eclof Kenya Josephine Worked In The Manufacturing Industry As The Hr Manager At Raffia Bags (K) Ltd For 5 Years. She Served In The Same Capacity At Kevroe Plastics Ltd Having Risen In The Ranks As A Hr Practitioner At Senior Best Garments Ltd And Orange Styles.

Professionally, She Is A Certified Human Resource Practitioner- Kenya (Chrp-K). She Holds A Bachelor’s Degree From Kenyatta University And A Diploma In Human Resource Management From The Kenya Institute Of Management. She Has Attended Various Leadership And Governance On Job Trainings.

Josephine Is A Member (In Good Standing) Of The Institute Of Human Resource Management Professional Body And She Is Licensed By The Institute To Practice As A Hr Practitioner.

Raphael Otieno Onyango
Head Of Innovation & Strategy

Raphael Joined Eclof Kenya In September 2012 As Internal Auditor, Was Confirmed As Internal Audit Manager And Later Became The Head Of Internal Audit, A Position Served Until Recently When He Was Appointed The Head Of Innovation & Strategy At Eclof Kenya. He Was Also Appointed The Transformation Manager (Since November 2015) Being At The Helm Of The Company Transformation From A Credit Only Institution To A Microfinance Bank.

Raphael Spans Over 15 Years Cumulative Experience In; Audit & Risk Management, Governance, Finance & Accounting, Administration, Credit Management And Operations Including Leadership And Management Of Saccos, And With Over 12 Years In The Financial Service Industry. His Primary Roles Include The Provision Of The; Assurance, Consulting And Advisory Inputs At Both The Management And Board Levels Including In Key Projects’ Implementation. Raphael Works Closely With The Board Of Directors And The Respective Committee E.G. Audit, Finance, Risk And Transformation. He Has Mastered The Art To Collaborate Effectively With The Management And Control And Risk Groups, Helping Them Embrace Best Practices In; Governance, Finance, Operations, Risk & Compliance, Ict Control And Security.

Prior To Eclof Kenya, Raphael Worked In The Microfinance Sector As A Senior Regional Internal Auditor With The Aga Khan Foundation Agency For Microfinance (Akam) Programs, Covering Kenya, Tanzania And Mozambique, Between October 2007 And September 2012. He Served As Finance & Administration Manager At Nairobi Imaging Centre Ltd (Media Firm) And As Audit Associate With Nova Associates Cpa/Cps Kenya (Accounting And Secretarial Firm).

Raphael Holds A Double Major Bachelor Of Commerce Degree (Finance & Accounting) From Strathmore University, He Is A Certified Public Accountant (Cpa) Kenya, Licensed Practitioner As Certified Information Systems Auditor (Cisa), Certified In Cobit 5 (A Framework For Governance Of Enterprise It) And Certified In Data Analytics (Idea & Qlikview). Raphael Is A Member Of Icpak And Isaca Professional Bodies (In Good Standing).

Furthermore, He Has Successfully Served The Professional Community In Various Categories Including At Isaca Kenya; Election Committee (2016), Fundraising Committee (2013/2014), Membership Committee (2015/2016) And At Isaca International; As Mentor, Expert Reviewer For Cobit 5 (Risk Scenarios) And A Frequent Contributor In Several White Paper Reviews. In The Course Of His Professional Work, Raphael Has Been A Trainer, Coach And Mentor To Many Successful Professionals Across The Financial Services Industry.